Father’s day is nearly here, a time to truly appreciate everything your Dad has done for you. If you take a moment to look back, you may find that the most important gifts your Dad, Step Dad or Granddad have given you are not material items but the lessons and wisdom that you carry with […]
Most of us find the need for credit cards every now and then. However the ability to overspend can put your finances in danger. The most attractive aspect of credit cards is purchasing power. Credit cards allow you to purchase anything at any time, locally, worldwide or online. If you do not have the money […]
Aging is a dreaded consequence of time and although we will all reach the inevitable, there is always one thing to look forward to- retirement. Time to knock off from the 9-5 and truly enjoy the life you have built for yourself. We all imagine a retirement full of leisure and freedom, however, this does […]
Financial management is a subject they don’t teach you in school. Personal finance can be complicated and not to mention stressful when concepts like investment, interest and debt become customary. Some of us manage money well with a frugal and organised nature; others adopt these habits from our parents. Of course some of us struggle […]
You’re probably a busy, hardworking individual and after the daily grind the last thing you feel like doing is more work. Earning extra money does not necessarily mean you have to do extra ‘work’; there are simple tasks and activities that allow you to earn more with minimal effort. So here are 4 of the […]
As much as we hate paying for petrol it is a necessary cost that we continue to pay over and over. However, the cost of your gas may not have to be so expensive- Read on for some helpful tips for saving money on petrol. Saving whilst filling up Shop around- Petrol stations are competitive […]
It’s that time again; school holidays are upon us. Your kids are on the edge of their seat as the excitement begins to kick in. Now is your last chance to harness that energy by planning school holiday activities! Unplanned holidays can lead to expensive activities and restless children. Here are some ideas to help […]
Unfortunately the price of living is always rising, not only for us Kiwi’s but all over the world. However, the rise of most products and services are overlooked and regarded as ‘part of life’. There are some items that will rise significantly this year; here are 4 of the extra costly ones to be aware […]
What is a credit rating? A credit rating is an estimation of one’s ability to meet their financial obligations. It is based on previous financial history. Low credit ratings are the result of over-due payments-more than 30 days, unpaid fines including vehicle and court fines or even unpaid power bills. Credit ratings also show if […]
If you’re frugal by nature, the thought of spending hundreds of dollars on products and services is daunting. You may devote your time to source out the cheapest possible options. Although bargain hunters make great savers, there are times when you must give in and dig deep into your finances. Spending more on some products […]
Disclaimer: The above information is general in nature and not intended to be advice. You should consider seeking professional advice before following any suggestions in this blog/website.