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Read what Payday Advance customers are saying

We have helped thousands of customers get through to their next pay day with our financial solutions – even some with previous bad credit history!

Please scroll down to see what some customers had to say about our service:

Thank you for your prompt and great service.

Geoffrey | April 16, 2019

Payday Advance are amazing! So fast and so easy to deal with. They listen to you and communication is fast and simple. Thank you team!

Josie | December 28, 2018

Payday Advance has been a life saver for me in times of need and have been prompt and efficient in processing my application. Well Done Team!

Ana | October 30, 2018

Thanks Payday Advance you have been a lifesaver for me. I recommend your services to others.

Ana | October 3, 2018

Great, fast and easy to deal with service.

Phillip | August 21, 2018

Payday Advance has excellent service, prompt to answer question’s and very helpful.

Joss | July 17, 2018

The service at Payday Advance is professional and easy.  The team give clear instructions for one off small loans and I have had no issues. I would highly recommend it if you are in a position to use this service!  Thank you!

Josie | July 5, 2018

Payday advance is super easy to use. Really helpful in emergency cash shortfall. Never had any problems, always friendly and helpful.

Marieta | June 18, 2018

I like the new set up. Usual great service. Quick and easy to apply with reasonable payment options. I would recommend their services to anyone wanting short term loans. Thanks.

Jimmy | June 14, 2018

I appreciate your service when requesting at last minute. Service is excellent when I first applied for my loans. Thank you so much.

Mare | June 13, 2018

Excellent service, prompt and helpful. Once you get your account set up subsequent top up are painless.

John | May 21, 2018

Great service and easy to apply. Always helpful. Thank you

Amanda | March 21, 2018

Very Helpful, understanding and empathetic. Always ready to answer any questions I have. Thanks

Paul | March 20, 2018

Payday Advance have been very efficient. Every part of the process is clear and easy to follow with prompt response.

Adrienne | March 9, 2018

Awesome response time and easy to deal with! So happy with the outcome, thank you!

Nikaya | February 28, 2018

Payday advance is always very easy & straight forward to deal with. The process couldn’t be easier. Very quick service always.

Glenn | February 26, 2018

Great service and easy to apply. Always helpful. Thank you

Holly | February 19, 2018

Fast and very good service with quick transfer of funds. Love payday advance, keep up the awesome work. Will definitely be coming back to you.

Takangaroa | February 15, 2018

Very Happy customer, Thank you so much! Will be back if ever needed.

Hannah | February 8, 2018

Easy online application, cash within an hour of approval !

Te Waimatao | February 5, 2018

Pay Day Advance have been a lifesaver for me when I have needed some short-term assistance. They have been fast, efficient and always delivered how and when they said they would. I would recommend them to friends and family. Great efficient service.

Ana | February 5, 2018


Payday Advance, is easy to apply for fast, easy loan. You are able to choose to repay loan off earlier if you can do to make pay back less than if paying back on your normal pay day. Great savings. Thanks  Payday Advance team. Great help when needing advice when calling the call centre.

Dorothy | February 1, 2018

Best customer service. They are super fast at handling and processing. Was able to make changes nice and easy. Never had a problem.

Ellice | January 31, 2018

I’m so impressed with Payday Advance! They really helped me out at a time I was struggling and needed a hand. They made the process so easy and effortless. I would happily recommend them to others.

Hayden | January 31, 2018

Would definitely reccomend others, quick and easy process.

Terry | January 30, 2018

Excellent and fast service provided by the customer service team and all persons that I dealt with..Have no issues what so ever in using this service again or recommending to other people….AAA+ service

Kane | January 19, 2018

Very clear. Very fast. And also organising payments over the phone, very helpful customer service.

Le | January 15, 2018

Payday advance has been super handy for out of the blue expenses that arise like funerals etc, when I havn’t had time to make bank appointments due to shift work.  Fast and friendly service. Thanks Payday Advance

Tasha | January 15, 2018

Great service, quick and responsive and always keep you up-to-date via email or post. Would highly recommend and will be using again in the future I am sure.

Kaspee | December 14, 2017

Fast easy, no hassles all done within minutes i have used Payday Advance more than 10 times now.

Amanda | December 8, 2017

I have been using Payday Advance for almost a year and have found them to be prompt, efficient and very professional. I recommend them to many friends and relatives. Thank you Payday Advance

Kingi | December 8, 2017

I have been a customer of Payday Advance for over a year now, all I can say is great customer service, fast and easy application process. Thank you so much team, really appreciate all the help you’ve done for me!

Shirley | December 7, 2017

Loan application was quick and easy with clear terms and friendly staff. All replies were within minutes.

Sean | December 4, 2017

Absolutely amazing customer service! Fast communication and prompt payment. So quick and painless will definitely be recommending services to my friends and family!

Thanks a million Payday Advance.

Vanessa | December 1, 2017

Great friendly service easy going  a++ highly recommended to anyone. Great service thank you, keep up the good work.

| December 1, 2017

I love how Payday Advance is there for me 24hours. Whether its a quick top up for my car or some small house renos. Payday Advance is someone I can rely on 100%… Recommended A+++++

Tuniloa | November 24, 2017

Really great service. Couldn’t be more  simple to apply, and funds were deposited within 45 minutes of approval. Really helped when I needed it.

Richard | November 23, 2017

Payday Advance are a very professional Company and applying for a loan is made easily and quickly. Great team and the loans are at very reasonable rates.

June | November 16, 2017

Awesome to deal with nice and easy to get help when you need it

Cody | November 14, 2017

Fast, easy and affordable service. Five stars for me and highly recommended. Definitely the best price in New Zealand for short terms loan.

Christopher | November 10, 2017

Payday Advance have been a life saver for me especially when I have had an emergency expense and haven’t reached quite reached pay day at the end of every month. Thanks team for the great efficient service 🙂

Ana | November 10, 2017

Prompt and very very helpful. Had no problems at all.

Teremoana | November 7, 2017

Have always come through when I needed financial assistance.


Viliame | October 27, 2017

I have had the pleasure of dealing with Payday Advance Loans on a few occasions. The staff have been easy to deal with, very thorough and friendly. Highly recommend this service. Thank you heaps.

Janson | October 20, 2017

Excellent service and very easy to communicate with thanks

Amie | October 18, 2017

Thank you Payday Advance are always trusty and always give the service we need.

Teo | October 17, 2017

First time using this, I found it easy to submit an application, the staff I dealt with were also very knowledgeable on what I can and can’t do, this being my first application.

Ngareta | October 17, 2017

Being paid monthly has it’s ups and downs, especially if an unexpected bill or expense presents itself towards the end of the month. With Payday Advance, I can trust that I will be able to get through these times, and stay well within my budget. Thanks Team!

Dion | October 11, 2017

Highly recommended. Quick and Easy to process application with fast payment option available.


Lisa | October 6, 2017

Thanks guys, once again you have been able to help us out in our hour of need. Can’t thank you enough.  A stress free way to get help when times are tough, this is what you need.  Thank you.

Rae | October 6, 2017

Kiaora, I really appreciate your service, as when I have a short fall you guys are there for me, and you gave me a chance a few months ago and that helped me so much by being able to pay for my daughters trip.  I am a solo Dad who is trying to get ahead in life and you guys are so helping me do that, so again thank you so much.

Brendon | October 3, 2017

I have been utilising Payday Advance for over a year, and during this time I have had a few small loans to tide me over in times of need. The whole system is awesome! So easy to apply and accept loans, no hassle and great one on one help if required. I have recommended this company to a few friends who at times need a little help.

Great Work Payday Advance!


Melody | September 26, 2017

I have found your service to be very satisfactory and totally helpful in times of need. I truly appreciate how easy you’ve made it to apply for loans my life has been made that much easier thanks to you.

Adrian | September 20, 2017

Always efficient and easy to deal with. Customer service is always spectacular and the team are so helpful and friendly. The fact I can do it all online and its so simple! They have helped us out so much while My husband was starting his own business thank you so much team!


Maryanne | September 20, 2017

Awesome service..always easy to understand and talk to.

Siaosi | September 15, 2017

I highly recommend Payday Advance. The service is great, fast and friendly. I’ve used Payday Advance a number of times now and find it very convenient if you have unexpected expenses or fall short. It’s also a very easy application process.

Terri | August 23, 2017

Great service. Much appreciated and understanding.

Patricia | August 10, 2017

I have been a customer for a while & Payday Advance have always come to my aid. Friendly customer service. Can definitely recommend if you fall short.

Sapi | August 4, 2017

Thank you guys, always prompt service when I have needed it .I will always continue to use your services

Mari | August 4, 2017

Fantastic quick service

Amy | August 4, 2017

I have used Payday Advance’s services for a few years now and find it very very convenient and efficient. I know I can always count on PDA whenever I need them


Selina | July 28, 2017

Payday Advance have seriously been a big help when I have needed the funds. Unfortunately I do have bad credit but their system works great with getting the funds paid back.

Thank you payday advance!!! Without you I seriously wouldn’t know where to go for help when I needed it.

Giovanna | July 25, 2017

When an inquiry was needed they rang me straight away. It was nice talking to someone who was “human” and not robotic sounding.  The process was straight forward and I like how they offered numerous payment options. Would recommend highly to use.

Ngawai | July 19, 2017

I have used other loan providers in the past. Personally for me Payday Advance are the best because they are very quick and they don’t make you go through the whole credit check process like other loan providers do. I would recommend to first time users to go with Payday Advance, they are the best and very helpful if you need advice. I rate Payday Advance 10 out of 10 if you need the extra cash fast and without having to go through the ongoing credit checks. My advice is Payday Advance is the best loan provider in New Zealand. A very happy customer thank you to the team at Payday Advance.

Tom | July 7, 2017

I have always dealt with amazing people whilst being a PDA customer and I will continue to recommend PDA to all my peers.


Christine | June 30, 2017

Fantastic friendly service and the whole process was so easy! Awesome work!

Kelly | June 30, 2017

Can always depend on Payday Advance when we fall short of cash! Easy online form to fill out.

Saolotoga | June 30, 2017

Great service, and very easy to deal with. Thanks for saving the day team!

Jason | June 28, 2017

Thanks again Payday advance! Helped me with a last minute emergency. Can always count on you.

Samuel | June 28, 2017

Couldn’t thank Payday Advance enough for the help I have received as a customer to them. Have had an awesome experience with these guys and would recommend them to anyone. Thank you Payday Advance

Danella | June 27, 2017

So easy to arrange – you can do it all online whatever time you like and you know exactly what your repayments will be before you commit to anything. You have the choice to pay off early really easily too. Would recommend.

Jo | June 21, 2017

I have found the service from Payday Advance, timely, accurate and effective. I have no hesitation in recommending Payday Advance to family and friends. Thank you Payday Advance for being there when I require your service.


Kingi | June 16, 2017

Great service, helpful staff. Had a mix up at the bank with one payment, the guy I spoke with from your team was very understanding and helped me put it right straight away. Thanks guys.

Amy | June 15, 2017

Surprisingly fast and easy service that helped me out in a time of need. Wouldn’t hesitate to use them again, thanks again!


Amber | June 14, 2017

Payday Advance were fast and efficient to deal with. Their customer service team were really helpful and a pleasure to talk to. Would definitely use Payday Advance again & I will be recommending to my friends.

Melanie | June 1, 2017

What great service.  Awesome communication, very flexible and helpful service for those in need.  Thanks heaps Payday Advance it’s been awesome. I will be using you in the future if I need you.

Egavas | June 1, 2017

Great to deal with and no hassles! Have helped me a lot. Always a great option thanks!


Samuel | May 26, 2017

No matter the situation you can always rely on Payday Advance for help.  Process is a breeze and money in your account before you know it! #Amazing

James | May 25, 2017

Overall the service was superb. Fast with excellent communication  and easy application form. Recommend to all.

Sarah | May 18, 2017

Awesome, fast, friendly and efficient service!! Always so accommodating and understanding, couldn’t ask for better.

Anne | May 17, 2017

Very pleased with the process, received payment which helped immensely. Highly recommended.

MJ | May 17, 2017

Great service and hassle free to apply. Thanks.

Jason | May 4, 2017

Awesome to deal with. Always very helpful. Money goes in when said and very fast at getting back to you if any problems.

Carly | April 5, 2017

Very lovely and helpful service. Pain and hassle free application. Thanks for making the process quick and easy Payday Advance.

Jonna | April 5, 2017

Always really easy if there are ever issues, staff are friendly.

Tracey | April 3, 2017

I have always found Payday Advance a really easy and great company to deal with. I love the fast process online and even better customer service.

Nadine | March 29, 2017

Great service, quick and efficient. All details are given so there is no confusion on your payments. I recommend their service highly. Thanks again.

Jimmy | March 23, 2017

I am thankful and grateful for the short-term loans. Customer service team have been of great help when I have required some assistance. Thank you customer team for your help and patience.

Joslene | March 23, 2017

I would like to thank you all for being understanding and supportive to my needs. Payday Advance are just the best.

Sheree | March 23, 2017

Payday Advance, you guys rock. Been a customer of yours for awhile now and every time I’ve applied you’ve always come through with a loan for me.

Mariposa | March 23, 2017

I am a returning customer. Great service for when you find yourself in a bit of a pickle.

Daly | March 20, 2017

I can always rely on Payday Advance to help me out during tough times. Money is in my account as promised on time. Excellent service and always looking out for me when needed.

James | March 10, 2017

A+++ for service. Very helpful with any queries. Very efficient and I love that I don’t have to go anywhere to apply. All done online or via txt. Simplicity at it’s best.

Selina | February 27, 2017

Always there when needed, no hassles and that’s why I use this service.

Lisa | February 21, 2017

Great rate, lower fees for returning customers and friendly, helpful staff! A++

Antony | February 18, 2017

Awesome service. Payday Loans have always come through when needed. Fast and Efficient service. Will deal with them any day.

Jeanne | February 16, 2017

Thank you. You guys are great, excellent service.

Mariposa | February 15, 2017

Great service with easy online application. Fast and convenient.

Carla | February 14, 2017

I had quick efficient service which helped me out immensely. Great team work and communication throughout the process.

Ana | February 14, 2017

I have been a customer with Payday Advance for some years and the 2 things I can rely on are 1. the service is dependable and 2. the service is super fast. Whenever I need cash in a hurry I always use Payday Advance because I have never come across a more efficient loan company.

Lisa | February 7, 2017