External Resources

Income, expenses and cash-flow can be a difficult thing to get your head around.
Here we have assembled some useful tools and external budgeting resources you may find helpful.
We encourage you to use these prior to applying for a loan, to gain an accurate understanding of your current financial affordability.

There are a number of external sites that offer budgeting services, most of which are free.
Here are a few for you to choose from:

Auckland Central Budgeting Consultants
Citizens Advice Bureau
Family Works Northern
FinCap (Financial Capability Charitable Trust)
Kiwi Families

There are a number of financial helplines available to you:

Money Talks
0800 345 123

FinCap (Financial Capability Charitable Trust)
04 471 1420

Money Mates

No Interest Loan Scheme (NILS)
Downloadable Brochure

Please visit our Jargon Buster page to better understand some financial terms/meanings.

There are a few things to consider before deciding to apply for a loan:

How to be a Responsible Borrower
Money Personality Quiz
Understanding technical terms/jargon

  Links last updated at 30/04/2019.