You should avoid borrowing unless you really need it, but there are many reasons someone may need to take out a personal loan, from a costly car break down, to an unexpected trip overseas. Whatever the reason, it is very important to make sure you stay informed on what you’re signing up for, and understand […]
You have now graduated university, found your first “proper” job and maybe even a serious relationship – now may be the perfect time to build a solid financial foundation for the rest of your life. Handle finances responsibly by avoiding taking on unnecessary debt.The risk of accumulating debt in 20s is quite high: keeping up […]
In our last blog post we discussed how you can figure out whether you are possibly underpaid at your current job. If you think you are, you can start building your case for a pay rise or a promotion – and here are some tips on what steps you can consider taking. Just keep in […]
Discover Your True Salary Potential Nearly everyone wants to earn more. One of the quickest ways to start getting more income may be by asking for a pay rise at your current job or finding a better paid one. Deciding how much to ask for is the ultimate job question, so here are some tips […]
Have you already made your financial resolutions for the New Year? If not, read on to see how small, inessential expenses can really add up – and how much you could save in 2015 by making small adjustments to your lifestyle. If you are a smoker, consider quitting this unhealthy and super-expensive habit in 2015. […]
It’s that time of the year again, and contrary to common belief, it isn’t always the season to be jolly if you’re keeping an eye on your budget and little monkeys occupied. So our little helpers have come up with some helpful tips, so hopefully you and your family can come out on the other […]
“Annual income twenty pounds, annual expenditure nineteen pounds nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds nought and six, result misery.” -Wilkins Micawber (“David Copperfield”) The living costs keep rising, but for many of us, wages and salaries just don’t seem to keep up – which means that living within […]
Many Kiwis will be embarking on road trips this summer, and although the gas prices have recently gone down, it’s still important to drive efficiently. Here are some tips on how you may be able to save a bit of money by driving smarter this summer. Avoid having to stop and start too often – […]
As you may have already heard, we ran a fun competition in November encouraging our Facebook friends and customers to take photos with our billboards, a number if which you can still find all around Auckland and Christchurch. All they had to do is locate one of the Payday Advance billboards, take a “selfie” or […]
We live in a materialistic culture, where more and more people become inclined to define themselves by how much they possess. Such behaviour is called “conspicuous consumption” and is defined as spending money on luxury goods and services to publicly display our economic power, or, in other words, spending extravagantly to increase our standard of […]
Disclaimer: The above information is general in nature and not intended to be advice. You should consider seeking professional advice before following any suggestions in this blog/website.