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Same Day Loans

A same day loan can be a fast and convenient way to save yourself the trouble of worrying about how you are going to cover an unexpected expense.

Accidents, large bills or rental bonds can end up costing a lot more money than anticipated and cause lots of stress – especially if your next pay day is too far away and there is no one to borrow money from.


Do I qualify?

As long as you meet the following criteria, you have very high chances of getting a same day loan:

  • You are employed, and your salary or wages is at least $350 per week, after tax
  • You have been with the same employer for at least 3 months
  • You’re a resident or citizen of New Zealand
  • You are 18 years old or older
  • You have your own New Zealand bank account into which your pay gets deposited into
  • You are not currently Bankrupt, under a Summary Instalment Order or No Asset Procedure



Why choose us?

  • Easy and confidential online application form – we try to keep your application confidential and usually only perform one anonymous call to your employer during the application phase;
  • Past Bad credit may be OK;
  • You get to choose the number of repayments to suit your current needs (limited by your frequency of pay);
  • We offer super-quick loan decisions: usually between 30-60 minutes once all documentation is received;
  • If approved, we can pay the funds to you overnight or using our same day Express Payment* option.
  • Our friendly and fast NZ-based customer service team are available on online chat, email, fax and phone from 8.30am until 5.30pm Monday to Friday;
  • We are also fully committed to the responsible lending principles.

*small fee and conditions apply – please refer to the loan application form for timing of funds to you and any fees involved.

Have questions?

Please don’t hesitate to contact us at, on 0800 222 577 or via our online chat facility in the bottom right corner of the screen for more information.