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Just Cash Loans

We specialise in providing just cash loans to 18+, employed NZ residents/citizens. If you need just cash to cover an unexpected expense that you can’t put away until your next payday, we could help you to get your finances under control and help you get on with your life.

Our cash loan offering is fast and simple with our online application form, usually taking less than 5 minutes to complete!


Take these easy steps to apply:

  1. Fill out our easy 5 min online Application Form
  2. Receive a verification code via TXT
  3. Accept the Loan Contract and Direct Debit form online
  4. Send supporting documents: Latest 90-180 days of bank statements, your photo ID, selfie and recent proof of address. We also have a secure online system that can send us your bank statements on your behalf.
  5. If approved, the money will be deposited into your account overnight or within 30 minutes* if you choose our express payment option.

*The 30 minutes express payment option is only available on our ‘Need A Lift’ loans. Conditions and a small fee apply to this option if selected.


Why choose us for your cash loan needs?

Our speed. Our processes are very streamlined, it usually takes us within 60 minutes to process your loan application once all supporting documentation is received.

Our knowledge and experience. Our systems have been helping working Kiwis get to their next pay since 2008: with years of experience in the New Zealand payday lending industry, we know how to provide a service that truly meets our customers’ expectations.

Our customer service is second to none. Whether it’s a general enquiry, a question about an existing loan application or a collections query, we are on hand to help via online chat, phone, email or fax between the hours of 8.30am and 5.30pm, Monday to Friday!