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Just Cash Loans

We specialise in providing just cash loans to 18+, employed NZ residents/citizens. If you need just cash to cover an unexpected expense that you can’t put away until your next payday, we could help you to get your short-term finances under control and help you get on with your life.

Our cash loan offering is fast and simple with our online application form, taking less than 5 minutes to complete!



Take these easy steps to apply:

  1. Fill out our easy 5 min online Application Form
  2. Receive a verification code via TXT
  3. Accept the Loan Contract and Direct Debit form online
  4. Send supporting documents: Bank statements, your photo ID and recent proof of address. We also have a secure online system that can send us your bank statements on your behalf.
  5. If your application is approved, the money will be deposited into your account overnight or using our same day Express Payment* option.

*small fee and conditions apply – please refer to the loan application form for timing of funds to you and any fees involved.


Why choose us for your cash loan needs?

Our speed. Our processes are very streamlined, it usually takes us about 30 minutes to process your loan application once all supporting documentation is received.

Our knowledge and experience. Our systems have been helping working Kiwis get to their next pay since 2008: with years of experience in the New Zealand payday lending industry, we know how to provide a service that truly meets our customers’ expectations.

Our customer service is second to none. Whether it’s a general enquiry, a question about an existing loan application or a collections query, we are on hand to help via online chat, phone, email or fax between the hours of 8.30am and 5.30pm, Monday to Friday!