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Instant Finance

When you’re going through a financial emergency and don’t have the funds to deal with it, you may need to look at an instant finance option for a faster and more convenient way to get the extra funds.

Here at Payday Advance, we may be able to lend up to $3,000 to new customers, to help cover an unexpected expense that has not been budgeted for.

Our loans are unsecured, flexible and super-fast. You can select the loan amount and number of repayments to create a loan that best suit your needs and repayment abilities (limits apply and depend on pay cycle frequency) – as a responsible lender, we encourage early repayment!

The entire application form is based online which means you can apply anytime, 24/7!*

Our friendly Lending Team normally process new applications within 60 minutes of receiving all required documentation during business hours (8.30am – 5.30pm, Monday to Friday).
*If you apply for a loan outside business hours or over the weekend, your application will be reviewed on the following business day.


Why choose Payday Advance for your instant finance needs?

  • Easy online loan application form and no need to send through tonnes of paperwork. Usually, all we need is: Latest 90-180 days of bank statements, Valid Photo ID, Selfie, recent Proof of Address and statement of accounts for any short-term loan you wish to consolidate.
  • Borrow only what you need to cover the gap until your next payday.
  • Quick decisions: we are usually able to process a new loan application within 60 minutes upon receiving all required documentation.
  • No security required.
  • Competitive interest rates with no hidden fees or charges.


How can I contact you?

Please don’t hesitate to contact us at, on 0800 227 484 or via our online chat facility in the bottom right corner of the screen for more information.