Instant Finance

When you’re going through a financial emergency and don’t have the funds to deal with it, you may need to look at an instant finance option for a faster and more convenient way to get the extra funds.

Here at Payday Advance, we may be able to lend up to $5,000 to new customers, to help cover an unexpected expense that has not been budgeted for.

Our loans are unsecured, flexible and simple to apply for. You can select the loan amount and number of repayments to create a loan that best suit your needs and repayment abilities. As a responsible lender, we encourage early repayment!

The entire application form is based online which means you can apply anytime, 24/7!*

Our friendly Lending Team normally process new applications within 60 minutes of receiving all required documentation during business hours (8.30am – 5.00pm, Monday to Friday).
*If you apply for a loan outside business hours or over the weekend, your application will be reviewed on the following business day.

Why choose Payday Advance for your instant finance needs?

  • Easy online loan application form and no need to send through tonnes of paperwork. Usually, all we need is: At least the latest 90 days of bank statements, Valid Photo ID, Selfie, recent Proof of Address and statement of accounts for any short-term loan you wish to consolidate.
  • Borrow only what you need to cover the gap until your next payday.
  • Quick decisions: we are usually able to process a new loan application within 60 minutes upon receiving all required documentation.
  • No security required.
  • Competitive interest rates with no hidden fees or charges.

How can I contact you?

Please don’t hesitate to contact us at, on 0800 227 484 or via our online chat facility in the bottom right corner of the screen for more information.