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Instant Finance

When you’re going through a financial emergency and don’t have the funds to deal with it, you may need to look at an instant finance option for a faster and more convenient way to get the extra funds.

Here at Payday Advance, we may be able to lend up to $1,000 to help cover an unexpected expense that has not been budgeted for.

Our loans are small, flexible and super-fast. You can select the loan amount and number of repayments to create a loan that best suit your needs and repayment abilities (limits apply) – as a responsible lender, we encourage early repayment!

The entire application form is based online which means you can apply anytime, 24/7!

Our friendly Lending Team normally process new applications within 30 minutes of receiving all required documentation (8.30am – 5.30pm, Monday to Friday).

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Why choose Payday Advance for your instant finance needs?

  • Easy online loan application form and no need to send through tonnes of paperwork. We only ask for 3 documents to be able to process a new loan application: bank statements, photo ID and recent proof of address!
  • Borrow only what you need to cover the gap until your next payday: our small loans range from $100 up to $1,000. Our clever system will automatically calculate your maximum loan amount as a percentage of your regular pay – as part of our responsible lending policy.
  • Quick decisions: we are usually able to process a new loan application within 30 minutes upon receiving all required documentation (during normal business hours).
  • No security required.
  • Competitive interest rates with no hidden fees or charges.

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How can I contact you?

Please don’t hesitate to contact us at help@paydayadvance.co.nz, on 0800 222 577 or via our online chat facility in the bottom right corner of the screen for more information.