Cash loan

Cash loans from a trusted online lender

If you need to borrow up to $750 before your next payday, talk to Payday Advance to see how we can help you get your short-term finances under control in no time.

We are fully registered, compliant with all the laws and follow a strict responsible lending policy. We are offering an alternative solution, when you can’t borrow from anyone else and you need the money immediately.

An appropriately used emergency cash loan can undoubtedly be a convenient and fast way of fixing a mid-monthly or mid-weekly financial crisis caused by an unexpected expense.


APPLY NOW!


Do I qualify?
Although our approval rate is high, we have a strict responsible lending policy. Don’t worry though, if you fit the criteria below, you have very good chances of getting approved and receiving the money you need as sono as today. So apply in confidence if you need help with some of those financial worries:

  • Be at least 18 years of age, live in New Zealand and be a New Zealand Resident or Citizen;
  • Receive a fixed wage or salary that is paid in to a bank account;
  • Earn at least $350 per week (after tax) excluding any benefits;
  • Have been working at your current job for the last 3 months;
  • Must not currently be bankrupt, under a Summary Instalment Order or under a No Asset Procedure.

I’m ready!
If you fit the criteria above and are ready to apply online, then just follow our easy application process and you could have your money within 30 minutes after final approval. Even if you find yourself still having questions about our service, give us a call on our toll-free number 0800 222 577, and our customer service team would be happy to answer any of your questions or concerns.


APPLY NOW!


Getting your finances under control can be easy, simply follow the 4 simple steps:

1. Apply for up to $750 online and electronically accept the Loan Agreement and Direct Debit Form;

2. Send us the supporting documents: photo ID, bank statements and proof of address (only if your bank statements don't have it on them) - you can simply take pictures of these and email them to us! We also have a secure and convenient new system that lets most users upload their bank statements directly from the Internet Banking. It's easy!

3. Our friendly lending officers will do the necessary checks, and if approved, the money can be transferred either overnight or within 30 minutes of the final approval (for a small fee).

4. Repay your loan by direct debit on your next payday(s) - as per the Loan Agreement


Thanks for the quick and easy loan... Making life a little easier when unexpected bills arrive!

Renee R | 15/04/2013


APPLY NOW!


QUICK CALCULATOR
Know where you're at!
Amount of cash loan
No of weeks
Express Payment Yes No
Cash loan
Fees $ 0.00
Interest cost $ 0.00
Repayment $ 0.00
Total amount due $ 0.00
I'M HAPPY WITH THAT
Apply now
Cash loan
Cash loan
Apply for a loan now
Cash loan
About Payday Advance
Cash loan
Testimonials
Cash loan
Payday Advance FAQ
Cash loan
Kiwi owned and operated Satisfaction guaranteed
100% NZ Owned and Operated 100% Satisfaction Guarantee
FSCL member Safe and secure website
Financial Dispute Resolution scheme Member Bank-level data encryption security
Cash loan
Back to top